How to improve consumer credit ratings
Consumer credit ratings bepalen hoeveel een bank iemand veilig lenen kan. Een nauwkeurige bepaling er van is derhalve van groot belang.
Doing a good job of deciding who can borrow is fundamental for the global economy. Stefania Albanesi tells Tim Phillips that current consumer credit ratings do a poor job at predicting which of us will default, and explains how she has used machine learning to improve them.
Publicatie 7 november
Stefania Albanesi – Professor of Economics, University of Pittsburgh, NBER Research Associate, CEPR Research Fellow